Master Personal Finance Management
Transform your relationship with money through practical, real-world cost management strategies that actually work in your daily life
Building Financial Confidence That Lasts
This isn't another theoretical finance course. We focus on the specific challenges Taiwan's working professionals face every day — from managing housing costs and healthcare expenses to building emergency funds that actually cover real emergencies.
- Weekly live sessions with practical homework assignments
- Personal budget analysis with Taiwan-specific considerations
- Cost reduction strategies for local market conditions
- Emergency fund building that accounts for actual living costs
- Investment basics tailored to Taiwan's financial landscape
What You'll Actually Learn
Each module builds on the previous one, giving you concrete skills you can use immediately
Money Mindset & Reality Check
Start by understanding where your money actually goes. We'll track every expense for two weeks and identify patterns you probably didn't notice.
- Expense tracking without apps or complicated systems
- Identifying hidden costs in Taiwan living
- Breaking down psychological spending triggers
- Setting realistic financial goals based on your income
Smart Budgeting for Real Life
Create a budget that actually works with irregular income, family obligations, and unexpected expenses that always seem to come up.
- Flexible budgeting for variable income
- Handling family financial responsibilities
- Building in buffer zones for real life
- Quarterly budget reviews and adjustments
Cost Reduction Without Sacrifice
Learn specific strategies to reduce monthly expenses without feeling like you're constantly depriving yourself of things you enjoy.
- Housing cost optimization strategies
- Food expense reduction without meal prep burnout
- Transportation savings that fit your lifestyle
- Entertainment and social costs management
Building Your Safety Net
Create an emergency fund that makes sense for your situation, plus backup plans for major financial setbacks.
- Right-sizing your emergency fund
- Fast savings strategies for fund building
- Where to keep emergency money accessible
- Insurance evaluation and optimization
Meet Your Instructors
Finance professionals who understand the specific challenges of managing money in Taiwan
Kai Thorvaldsen
Senior Financial Analyst
Spent eight years helping Taiwan families reduce household expenses by an average of 30%. Specializes in practical cost management for middle-income households and small business owners.
Nora Valkonen
Budget Strategy Consultant
Former banking professional who now teaches realistic budgeting strategies. Her approach focuses on sustainable changes rather than drastic lifestyle overhauls that never stick.
Einar Johansson
Investment Planning Advisor
Guides working professionals through their first investment decisions. Known for explaining complex financial concepts in ways that make sense for people with busy schedules and limited starting capital.
Start Your Financial Journey
Our next cohort begins in September 2025. Classes meet every Wednesday evening, with additional weekend workshops for hands-on practice with real budgets and financial scenarios.